Article Highlights

On 18 September 2024, the U.S. Federal Reserve announced an aggressive rate cut of 50 basis points for the first time in four years. This is poised to bring significant economic consequences and impact on the real estate market.

In September 2022, the Urban Redevelopment Authority (URA) released a circular regarding the harmonization of floor area definitions, anticipated to influence all developers securing government land sales (GLS) bids from June 1, 2023 onward.

During the recent weekend's National Day Rally, a new series of classifications for upcoming BTOs was unveiled, slated to commence from the middle of 2024. It's important to note that these adjustments will exclusively impact new projects, leaving existing projects untouched. Delve into how these modifications could affect you regardless of whether you're a current homeowner or a prospective homebuyer.

The persistent concern of residents in Singapore has centered around the availability and affordability of housing. The escalation of prices in both private properties and the HDB resale market, resulting in considerable buyer apprehension and triggering the enforcement of several cooling measures, has been offset by recent data reflecting a tendency toward price moderation in both these sectors.

The latest round of cooling measures announced on late Wednesday, 26th April further raises the ABSD (Additional Buyer’s Stamp Duty) for those purchasing their 2nd home onwards. Continue reading to discover the precise extent of this increment and how it could impact your property buying decisions, along with other updates to the real estate market you should know about.

The FY2023 Budget Statement delivered on 14 February, Valentine’s Day this year mainly ‘revolved around moving forward in a new era’. Alongside the introduction of a list of support measures for Singaporeans and better equipping workers, one change that affected the real estate industry was the increase in Buyer's Stamp Duty (BSD) rates for higher-value properties. Read on to find out more about how this would affect you, along with other changes to existing housing policies.

One major concern in 2022 was the constant uphill trend of property prices, which led to the implementation of another round of cooling measures as discussed in one of our previous articles. Despite rising interest rates and general inflation, demand for housing continues to surge. Read on to find out what the housing supply is projected to be like in 2023.

News of steadily climbing core inflation in Singapore alongside rising expenditures - especially in 2023 with the increase in GST rate - are some of the pressing concerns many Singaporeans are facing currently. With the upcoming price hikes, follow along to find out which are the areas you would be most affected in as well as some countermeasures that have been implemented in an effort to help ease the impact of rising costs.

With rising property prices and transaction volume, the latest wave of cooling measures were implemented on 30 September 2022, just shy of a year after the previous round back in December 2021. Set out to further ensure prudent borrowing amidst rising interest rates, how will these latest measures affect residents in decision making and how far will it impact developers on their decision for redevelopment?

En bloc sales, a phenomenon that might be potentially picking up again, is something that many look forward to as being able to be part of such a scheme is rare and akin to striking the property lotto. Read on to find out just what exactly en bloc sales entail, why it is slowly becoming commonplace in Singapore and how it works.

Getting as much help as possible with your home loan via borrowing may sound like a brilliant idea with how much properties cost in Singapore - but does it really work out to your advantage at the end of the day? Read on to find out how you can best make use of the Loan-to-Value (LTV) limit to avoid getting the short end of the stick.

With so many groundbreaking transactions in 2021, the property market was at an all time high with homebuyers and investors alike riding the wave to nab the best properties they could find. In order to maintain affordability, cooling measures were introduced in December, which might lessen expectations of the amount of new launches available in 2022. Regardless of whether you are adopting the wait-and-see tactic or going ahead with your property purchases, here are all the new launches you can look forward to in 2022.

With none the wiser, news of the implementation of certain cooling measures were suddenly announced during the night of 15th December, leaving many scrambling for their phones in the deep of the night to check its authenticity and eventually lamenting over what this would mean for them.

Due to land scarcity in Singapore, there unfortunately has to be some constraints when it comes to land use. Since 1967, all properties sold by the Government are attached to the 99-year leasehold. With the high price tag, is a 99-year leasehold property worth it, or should you spend more for a freehold property instead?

By now, the majority of Singaporeans would have heard news of a 10-year Minimum Occupation Period (MOP) under the Prime Location Public Housing (PLH) that will be introduced under a new project launched at Rochor this November. With many lamenting over this extended MOP, what exactly does the model entail and does this mean BTOs in prime locations are no longer favorable?

While CPF can be used towards your big-ticket purchase, it can get confusing when it comes to exactly what you are able to use it for. We break down the different limits and ways on how you can leverage your CPF for your housing purchase.

One of your top concerns in your quest for a new home definitely goes to the price tag of said home. While browsing further, chances are you will come across various home loans and the acronyms SOR/SIBOR/SORA. Without further ado, scroll down and let us share the differences of the three rates and how it affects your loan.

With the climbing prices of HDBs lately, aspiring home buyers might feel intimidated to make their first/subsequent purchase. To curb these fears, the government has a variety of grants that can help ease the burden of buying a HDB. We have compiled a list of BTO and Resale grants available in Singapore below.

This year’s Hungry Ghost Month spans from 8th August to 6th September, with the festival itself falling on 22nd August. Meant to honor the memories of the deceased, here are some of the dos and don’ts you should definitely take note of.

Penthouses are definitely notable in the lavish scale of housing, with many imagining what life up top is like. Following our past article on GCBs, we dive back into the world of the super rich in this feature on penthouses in Singapore.

Pasir Ris 8, a new integrated development shook the property industry when it sold 85% of its 415 units during its weekend launch in July 2021. If you have missed out on this new integrated condo launch, here are 4 other OCR developments that you can consider.

Integrated Development has been in hot demand over the years. The popularity is clear among property buyers in Singapore, with the latest launch in Pasir Ris 8 selling over 85% on its first weekend launch. Read on to find out more about integrated developments and why it is in demand.

What does it look like to live in the lap of luxury? We round up 5 prestigious homes of the rich and famous in Singapore, in which 4 of those are the super luxe GCBs (Good Class Bungalows).

Without the EIP, there might be “ethnic concentrations”, noted Mr Desmond Lee on July 5th. TOP’s Lead Consultant Alex JD will be sharing on how the policy can affect you, and what you should take note of when buying or selling your property.

If you are amongst the 80% that are living in HDBs, the above concern may have been more than just a fleeting thought. With so many different viewpoints, TOP’s team members shares some advice on what you should consider before making your move.

With the increasing aging population in Singapore, one of the topics rarely talked about is how it could affect property prices in the long run. In this article, TOP's Lead Consultant Haley shares her insights and some advice for homeowners.

Due to the statements made by the Monetary Authority of Singapore (MAS) on June 30th, many have been speculating on the possibility of the implementation of Cooling Measures. TOP's Lead Consultant, Alex will be sharing his take on this situation.

In Singapore, many are under the impression that the fire insurance in place for their homes is enough coverage in case of any incidents. In light of World Insurance Day, we take the chance to find out if additional home insurance is really essential.

Eugene Lin (Founder of TOP) has a guide on all the things you should know about executive condominiums (ECs) in Singapore; and his thoughts on the latest high-record bids for new EC sites.

Buying your first home is not easy by any means. We ask our TOP property agents to share some advice for first-time homeowners and what to look out for.

Ever wondered about the ways you can market your home to increase its value? Here are 5 tried and tested tips from our TOP founder, Eugene Lin, on how to improve the success rate and sell your property at the highest price.